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Expert Tips for Home Buyers & Sellers

Our mission at Montemayor & Associates is to be your best resource for real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. Subscribe to this blog to get the latest news on local market trends and receive expert tips for buying or selling a home.

What Does a Recent Change in the Lending World Mean for You?


What’s been going on in the world of lending? Well, a recent change has just opened up a whole new pool of buyers on the market. Here’s what that means for you.

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Today I want to bring you a few updates from the world of lending.

In Santa Clarita, we’re starting to see condos and townhomes with new FHA approval. Properties along these lines that weren’t previously approved are now a great opportunity for sellers. If you’re sitting on one of these properties, know that a whole pool of FHA buyers has just opened up to you.

For one example, a condo complex in the heart of Valencia proper called Sienna Villas has not been FHA approved in the past and now is. There are many other properties this applies to, as well.

Ultimately, this change is good news for buyers and sellers alike. The FHA loan is a great option for buyers, so that means there will be a lot of buyers out there making use of this program. As you know, more buyers means more competition. Nevertheless, buyers working with the right agent can absolutely find great deals.

Working with quality professionals in general will make a big difference in your experience no matter your specific real estate needs or circumstances. I’ve heard far too often from clients who were unhappy with their experiences working with someone.
We can help you lay out a game plan for your real estate future.
That’s exactly why my team and I are happy to offer recommendations of professionals within our network. We’d be happy to help you meet the right professionals before you work with them.

We offer these services to you because we know that the market can be a difficult place to navigate. If you’re thinking of making a move, let us connect you with some of our world-class lenders.

Even if you’ve been told “no” in the past, our lenders will work with you to figure out your options. We can help you lay out a game plan for your real estate future. Even if the plan is to keep your current home, we can still help.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

Where Can You Get the Best Return on Home Upgrades?


Not every home improvement will bring a big return on investment. However, these four will.

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I'm excited to be joined by Nate McAgee to talk a little bit about which improvements to make to your home. Many homeowners have a lot of equity in their homes and want to sell. However, they also want to make some upgrades prior to listing in order to increase their bottom line. Which home improvements will get you the best return on investment? Focus on these four areas:

1. The kitchen. This is where you’ll get the best return. Whether the job is big or small, it’s money well spent—just don’t exceed 20% of the home’s value for your budget. The return here is around 85%, which is top of the line.

2. The bathroom. You could spend a little here replacing fixtures and toilets, or you can do a complete overhaul. Just like the kitchen, whatever you invest is money well-spent. The return here is around 80%.
The kitchen is where you’ll get the best return.
3. The backyard. The main focus here is to make the backyard an extension if your home. You’ll also get an 80% return for whatever DIY, landscaping, or other projects you decide to invest in.

4. Windows. Between the energy efficiency and thermal and acoustic comfort they bring to the home, windows are something buyers are keenly aware of. They’re willing to pay for upgrades in this department. You should expect a 70% to 75% return on new windows.

These are just a few of the things you can do to add more value to your home before you sell. If you have any questions or want any more tips, give me a call or send me an email. I look forward to hearing from you.

Is There Still Time to Sell Before the Holidays?


The summer is quickly coming to a close. However, just because the summer is ending, it doesn’t mean there isn’t still time for you to make a move before the new year.

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It’s hard to believe we’re coming to the end of summer. As this happens, we tend to see the market start to slow down.

However, there are still many people who plan on making their move before the holiday season hits.

A lot of people wonder if and how they can pull off a home sale in the last few months of the year.

With a normal escrow of 30 to 45 days, there is still quite a bit of time left. However, decisions need to be made sooner rather than later.

If you get on the market now, it’ll be possible for you to get a new home before the new year. We can help with this. In fact, right now is still a good time to take advantage of the market and its currently low interest rates.

Some people who are looking to make a move, though, simply aren’t willing to do so unless certain criteria are met.
We’d love to help put you in a better spot than you are now.
Making the transition between one home to the next can be a nerve-wracking experience.

Let us walk you through this process. You don’t need to be afraid of a contingency sale. With us, the worst case scenario is that we’ve invested some time and money into the process, but you ultimately end up staying in your current home.

In this event, you haven’t lost anything—in fact, you’ve gained experience.

We’d love to have the opportunity to put you in a better spot than you are now.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.