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Expert Tips for Home Buyers & Sellers

Our mission at Montemayor & Associates is to be your best resource for real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. Subscribe to this blog to get the latest news on local market trends and receive expert tips for buying or selling a home.

Advice for Dealing With Lowball Offers


How should you deal with lowball offers? Here’s our advice.

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I wanted to dive into a topic today that we’ve been getting asked about a lot lately: lowball offers. Dealing with them can be tricky, but it doesn’t have to be. Here’s our advice for how to handle them.

We all know lowball offers can be frustrating. However, the first thing you need to remember when you get a lowball offer is to not take it personally. Of course you have pride in your home and there’s no way you’ll accept an offer that’s $50,000 less than asking price, but you don't have to shout that from the rooftop. Just because someone makes a lowball offer doesn’t mean you have to accept it. Set your emotions aside and look at it as a business transaction. That’s a huge step in the right direction.

After we’ve taken emotion out of the situation, we need to embrace the counteroffer when it comes to lowball offers. I can’t tell you how many times I’ve received a lowball offer, made a counteroffer that was just under list price, and had the offer accepted.
Always come back with a counter.
A lot of times, people simply don’t offer full price out of principle. You always have the option to come back with a counteroffer of your own, so you should always do it. In our opinion, it’s always best to put the ball back in their court. You’ll find out really quick if they are serious or not.

If you have any questions for us in the meantime, don’t hesitate to give us a call or send us an email. We look forward to hearing from you.

Are Your Affairs in Order?


We’ve prepared a short checklist in order to help you and your family manage your property in the event of an emergency.

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No one wants to think about worst-case scenarios, or what will happen to our affairs should we be unable to tend to them. That said, with a little forethought and preparation, you can ensure your affairs will be taken care of should the need arise for someone to step in and tend to them.

With all of this in mind, we have prepared a short list of things you should look after in order to insure your affairs are in order, and to make maintaining your properties easier for your family in the event you are unable.

1. Is your house in a trust? If you want to get your home into a trust, refer back to one of our earlier videos for more information.

2. Make a comprehensive list of your account information. On an Excel spreadsheet, or even on a piece of paper, you should make a list of your bank accounts, along with passwords. Include information that you may take for granted, but if someone else had to manage your property, they may need to know (who your utilities are serviced through, for example, and their relevant account numbers and passwords).

3. You may consider including all of your billing information (insurance, phone, cable, internet, etc.) and all relevant account information your friends, family, or other guardian will need to maintain your property in the event of an emergency.

We’d like to send you more information regarding our guide for your personal checklist or answer any questions you may have. Please contact us at (661) 510-2789 or online at Brandon@BringingYouHomesSCV.com. We look forward to hearing from you.

What Does a Recent Change in the Lending World Mean for You?


What’s been going on in the world of lending? Well, a recent change has just opened up a whole new pool of buyers on the market. Here’s what that means for you.

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Today I want to bring you a few updates from the world of lending.

In Santa Clarita, we’re starting to see condos and townhomes with new FHA approval. Properties along these lines that weren’t previously approved are now a great opportunity for sellers. If you’re sitting on one of these properties, know that a whole pool of FHA buyers has just opened up to you.

For one example, a condo complex in the heart of Valencia proper called Sienna Villas has not been FHA approved in the past and now is. There are many other properties this applies to, as well.

Ultimately, this change is good news for buyers and sellers alike. The FHA loan is a great option for buyers, so that means there will be a lot of buyers out there making use of this program. As you know, more buyers means more competition. Nevertheless, buyers working with the right agent can absolutely find great deals.

Working with quality professionals in general will make a big difference in your experience no matter your specific real estate needs or circumstances. I’ve heard far too often from clients who were unhappy with their experiences working with someone.
We can help you lay out a game plan for your real estate future.
That’s exactly why my team and I are happy to offer recommendations of professionals within our network. We’d be happy to help you meet the right professionals before you work with them.

We offer these services to you because we know that the market can be a difficult place to navigate. If you’re thinking of making a move, let us connect you with some of our world-class lenders.

Even if you’ve been told “no” in the past, our lenders will work with you to figure out your options. We can help you lay out a game plan for your real estate future. Even if the plan is to keep your current home, we can still help.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.